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Manage Your Passwords, Don't Unify Them

In today's world, people are spending more time online than ever before. With so many different services that are available online, you most likely have many different accounts. With all of your accounts, it's easy to let them all kind of mesh into one. You might just start using the same login credentials for all of your accounts, if possible. While this might be easier for you, it's generally not a good idea.

Different Credentials

Instead of using the same login information for every account, it is usually a better idea to have a separate login and password for every account. If you have the same password for every account, all it would take is a hacker figuring out the password for one account to completely devastate your financial life. Once the hacker has your login for one account, he can log into any account that he wants. For example, after your email is compromised, he could login to your online bank account or your PayPal account.

Fixing the Damage

If you have the same password for every account and one of your accounts gets compromised, you would have to go through and try to change the passwords for all of your accounts relatively quickly. This will require a great deal of work on your part to make the necessary changes.

Managing Your Passwords

When you have many accounts, it can be difficult to manage all of your various passwords and login credentials. If you have a hard time remembering all of your passwords, you may want to consider using a password manager. A password manager is a piece of software that you can use that will keep track of all of your passwords and account information. Some of them will fill in all of your login information when you go to a website so you won't have to. The only thing you have to do is remember the password for your password manager program. The rest of the information will be tracked by the password manager.

Credit Protection

Since your identity and your credit history is closely related to your online accounts, it's typically a good idea to keep tabs on your credit report as well as your passwords. Using a tool like a password manager makes it possible to avoid identity theft if someone does hack into one of your accounts. LifeLock will monitor your credit and stop someone from opening a new account in your name.









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